Payment plan with Ballon : Down payment 30% 4050000 Possession 15% 2025000 Balloon payment 12th month 1350000 Ballon payment 2 24 month 1350000 Monthly installment 36 : 131250 Payment plan without Ballon : Down payment 30% 4050000 Possession 15% 2025000 Monthly installment 36: 206250