Home Loan Calculator

Home Finance and Loan against property in Pakistan

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How to apply for home loan?

Everyone dreams of owning a home at some point in their life.

This ideal, however, is not easily achievable, as building or buying a home normally proves to be a very costly endeavor. In addition to locating some suitable piece of real estate (for which Lamudi.pk proves it's usefulness to no end!), there are a number of developmental issues that you need to contend with.

This does not mean that you should become disheartened with the entire venture, though – and quit early.

These days, there are numerous home financing options available in the market, with almost every major bank trying to cater to this pressing consumer demand in the best way that it knows how. Apart from providing the funds for home constructions, banks also offer loans for pursuing a timely home renovation spree – and, most importantly, for purchasing the land on which your home will be built.

Now if you’re confused about how you can score a decent home loan in Pakistan, there’s no need to fret!

With just a little bit of research, you’ll be able to find (and contact) the bank which is best suited for providing a home loan to meet your particular financing/payment needs.

Your eligibility for home financing depends on a variety of factors, ranging from your salary to your nationality. Also, different banks follow different standards when it comes to approving home loan applications; so to figure out the best bank in Pakistan for your home loan request, you need to weigh your options carefully.

In addition, the loan amount sanctioned, as well the duration you have to repay it over, may vary from bank to bank. Your debt-to-equity ratio is also an important determinant, so make sure that you have a strong case to present when submitting your loan application.